Fha Appraisal Requirements 2025. An fha appraisal is necessary for homebuyers looking to borrow an fha loan. The federal housing administration has published new guidelines which clarify what the fha and hud describe as, “existing requirements for appraisers and mortgagees.

Fha loan limits increased as follows: When you buy a home using a mortgage insured by the federal housing administration (fha), the property must undergo an fha appraisal to determine whether it meets certain requirements.